Crop Insurance in Malad City, ID and Smithfield, UT

Keep Your Farm Afloat in Times of Trouble.

Private crop insurance providers partner with the U.S. government to offer crop insurance to agricultural producers across the country.  

Approved insurance providers (AIPs) work with independent insurance agents like Mountain States Insurance Group in Soda Springs, Idaho, provide access to crop insurance for area farmers and ranchers. Contact us today to get a quote.  

How Crop Insurance Works 

Each year, AIPs work with the Federal Crop Insurance Corporation (FCIC) and agree to the terms of the Standard Reinsurance Agreement (SRA). Agents receive training and oversight from insurers.  

The crop insurance company provides financial protection to the insured grower, farmer or rancher if they incur losses during the crop year. There are more than 100 insured commodities that include: 

• Crops not planted annually, such as citrus or apples

• Livestock, such as cattle, pigs, chickens or lambs

• Apiculture (beekeeping)

• Pasture

• Oysters

• Rangeland

• Perennials

• Crops, such as corn, soybeans and wheat

What Does Crop Insurance Not Cover 

Crop insurance doesn't cover every peril that growers may face. For example, damage from pesticide drift, negligence, fire and losses due to failure to follow good farming practices are not covered by a typical crop insurance policy.  

How Much Does Crop Insurance Cost 

The FCIC sets crop insurance terms, conditions and rates. Crop insurance prices are consistent across the agricultural industry.  

Your crop insurance premiums are set using the following formula: 

Insured acres x per acre guarantee (this figure is larger than the insured's individual expected yield, figured from the continuous previous years of acreage and production) 

The insured entity must purchase insurance for all crop acreage in the county that they own or have a share in. The liability amount defined in the policy is the amount the insurer will pay if there is zero yield during a season.  

Get Crop Insurance Today 

Contact Mountain States Insurance Group to get the crop insurance policy for your farm or ranch today.