I was born and raised in Cleveland Idaho, on Treasurton summit between Preston and Grace. I graduated in Finance from Utah State University. I married Karen King, from Grace Idaho and have two children, Zac and Lindsay. I returned to the family farm upon graduating from USU and continue to farm, raising wheat and barley. I entered the insurance industry as an agent in 1983, initially working for Farm Bureau Insurance, and later for Mutual Insurance in Pocatello. In 1985, as an independent agent, I opened an insurance office in Grace. A year later I purchased the Whitehead Insurance Agency (which had its roots in the First National Bank of Grace, dating back to 1917) located in Soda Springs. The name was then changed to Mountain States Insurance Group Inc.
 

Initially the industry accommodated an agent that could sale and service all lines of insurance. As the years have gone by, the products have become more complex and demanding. I find that most of my time currently is focused on management responsibilities along with the sales and servicing of agriculturally related insurance products, i.e. farm and ranch property and casualty insurance, and crop insurance. I enjoy the challenges and rewards of the insurance industry and appreciate the associations that have developed over the years with clients and companies.

RaeAnn has worked in insurance for over eleven years. Her main focus in the insurance field is personal lines. She enjoys working with people and helping them understand the value and needs of insurance. She feels that community involvement is very important and has found enjoyment in helping with the county fair, 4-H leadership , little league volleyball and basketball. RaeAnn has lived in Caribou County all her life. She and her husband, Dan, have two children, Garrett and Ainsley. They enjoy any outdoor activities especially camping and horse riding. They enjoy living in Caribou County where they value family and friends and hope they can continue raising their family here.

Christie has been with Mountain States since 2011 – but truly enjoys the insurance business and the people that she works with. Before becoming an insurance agent Christie worked for a paramedical company and serviced the postal contract in Grays Lake for 17 years. For a few years she lived in El Paso, Texas with her husband Scott and worked for Zargas Animal Clinic that practiced equine medicine from Ruidoso, NM to the Sunland Park Race Track in El Paso. Christie loved Texas and the animal clinic but knew that she always wanted to come home and raise her family in Idaho.

Christie grew up on a farm/ranch around horses, cattle, tractors and potato equipment and is partial to the agriculture side of the insurance industry. She loves living in Grays Lake with Scott and their six children; Colter, Jake, Katie, Kammi, Hallie & Cooper. Life keeps them very busy with all of their extra activities but they all adore living in the quiet, little valley at the far northeast corner of Caribou County.

Darlene has worked part-time for MSIG since 2009, working with crop insurance. She mainly does the mapping of farm ground and enjoys the convenience of working at home and the office. She has found that her past employment at the Farm Service Agency has been extremely helpful in regards to working with crop insurance. Darlene and her husband enjoy country living on a small farm in Lago. She traded in her horse riding days to raise her 5 children. She loves being outdoors and doing community service via the scouting program. To relax and have fun, she likes to play the fiddle with her 2 younger boys

Camille is the reason for the bi-weekly office joy when paychecks go out! She proudly serves as our Bookkeeper and has been with the agency for nearly a year. In her spare time she enjoys being outdoors hiking, bike riding, hunting, and show-shoeing with her husband and 6 children.

Shellee Smith Daniels holds licenses in Health, Life, Property & Casualty.  She is one of our Health/Medicare Insurance specialists.  She received her BS in Public Administration and Economics from Boise State University.

Shellee grew up in Grace, Idaho and then moved to Boise where she worked for the Idaho State Police for many years as a Grants Manager.  Shellee, her husband, Steve, and their daughter, Paige, moved to Malad in 2007 to be closer to family and help with the family farm.

Vicki Larkin is licensed for Utah and Idaho and brings expertise in varied farm programs.  She served as a Program Technician at the Oneida Country FSA office and was assigned to other offices in Southern Idaho.  Vicki was proficient in many programs including the Livestock Assistance Program, payment limitations, the CRP Program and workd on researching and restoring base acres when the land in CRP had expired.  She also took acreage reports and served on an internal audit team at the district level.  While working for Farm Service Agency she was presented with an award of merit for her outstanding performance and service to the agency.  Vicki is also a Notary for the State of Idaho.  Vicki is known for her friendly peronality, hard work ethic and involvement in youth athletic events in Oneida County.

Terri Phillips is licensed in Property & Casualty.  She worked for Valley Insurance Inc. for 23 years as an agent/secetary and has been with Mountain States Insurance Group for almost 2 years.  Terri and her husband, Robert, have lived in Malad for 34 years and have loved it since moving there.  Robert builds homes and they both follow their grandchildren in Junior High and High School Rodeos.  They have 2 children, 5 grandchildren, and are happy they live close by!